Pre-Seed Fintech Venture Capital Firms

Dedicated to early-stage startups innovating in the B2B SaaS and fintech domains with subscription-driven business models.

• SaaS
• Fintech

• Pre-Seed, Seed
• $100K – $1.2M
• San Francisco, CA
• 2 portfolio companies

Winter Capital Ventures builds strong partnerships with high-potential Marketing Tech startups that deliver measurable impacts on customer acquisition and retention strategies.

• Other
• SaaS
• EdTech

• Pre-Seed, Seed
• $500K – $2.5M
• Austin, TX
• 13 portfolio companies

Invests exclusively in companies transforming work environments, processes, and systems with innovative technology.

• Other
• SaaS
• Healthcare

• Pre-Seed, Seed
• $250K – $1.5M
• Austin, TX
• 18 portfolio companies

The venture arm of a quantitative trading firm that backs startups improving markets, data, and trading infrastructure. Its strategic fit is especially strong for products that improve pricing, market...

• Fintech
• Other
• AI / ML

• Pre-Seed, Seed
• London, England
• 2 portfolio companies

XYZ invests at the earliest stages in founders tackling hard problems across public-sector technology, fintech, enterprise, climate, and tech-forgotten industries. It emphasizes ambitious problems and...

• SaaS
• Enterprise
• Fintech

• Pre-Seed
• $1.0M – $10.0M
• San Francisco, United States
• 6 portfolio companies

Angel network focused on Indian seed-stage startups across fintech, SaaS, and future-ready verticals.

• Fintech
• SaaS
• Other

• Pre-Seed, Seed
• $50K – $500K
• Delhi, India
• 1 portfolio company

Specializes in investing in early-stage startups across emerging markets, especially within fintech.

• Other
• Fintech

• Pre-Seed
• $50K – $200K
• Nairobi, Kenya
• 1 portfolio company

Payments-focused emerging manager backing early-stage companies in payment infrastructure and adjacent fintech categories. The firm is a specialist rather than a broad multi-sector investor.

• Other
• Fintech
• AI / ML

• Seed, Pre-Seed
• 16 portfolio companies

Focuses on yielding technology investments, emphasizing fintech solutions that provide innovative savings and investment opportunities.

• Other
• Fintech
• Enterprise

• Pre-Seed
• $600K – $4.0M
• London, UK
• 11 portfolio companies

Focused exclusively on enabling financial services and risk infrastructure for agriculture in Africa, combining fintech and insurtech.

• Food / AgTech
• Fintech
• Other

• Pre-Seed
• $500K – $1.5M
• Accra, Ghana
• 2 portfolio companies

Yield Lab invests in innovative AgTech startups with disruptive potential in the agricultural sector across Africa.

• Food / AgTech
• Other
• Fintech

• Pre-Seed, Seed
• $75K – $250K
• Dublin, Ireland
• 18 portfolio companies

Focused on startups revolutionizing the intersection of finance and automation.

• Fintech
• Other

• Pre-Seed, Seed
• $50K – $200K
• Boston, MA
• 2 portfolio companies

Focuses on investing in early-stage iGaming, gaming, and fintech startups, particularly those blending gaming with real-money components.

• Other
• Fintech

• Pre-Seed, Seed
• $100K – $1.0M
• Tallinn, Estonia
• 75 portfolio companies

Focuses on early-stage companies in Latin America building infrastructure for digital transformation, particularly in cybersecurity and fintech.

• Security
• Fintech
• SaaS

• Pre-Seed, Seed
• $50K – $750K
• Miami, FL
• 1 portfolio company

Zebra Foundry invests in regionally focused Fintech and marketplace startups across the APAC region, emphasizing founder-market fit.

• Fintech
• Marketplace
• AI / ML

• Seed, Pre-Seed
• $100K – $500K
• Sydney, Australia
• 10 portfolio companies

A Kenya-focused angel network investing in innovative startups driving impact in agriculture, fintech, and B2B.

• Fintech
• Other
• SaaS

• Pre-Seed, Seed
• $50K – $200K
• Nairobi, Kenya
• 1 portfolio company

Invests in tech startups transforming agriculture and finance in Sub-Saharan Africa.

• Other
• Fintech

• Pre-Seed, Seed
• $50K – $250K
• Cape Town, South Africa
• 1 portfolio company

Public sources describe Zedcrest’s venture activity as backing early-stage African startups, including pre-seed, seed, and pre-Series A companies. Its reported focus includes fintech and financial ser...

• Marketplace
• Fintech
• Other

• Pre-Seed, Seed
• $50K – $200K
• Lagos, Nigeria
• 2 portfolio companies

Focused on seeding African fintech startups with unique credit scoring models and innovative financial products.

• Fintech
• Other

• Pre-Seed
• $50K – $250K
• Lagos, Nigeria
• 2 portfolio companies

Zeta Ventures backs data-intensive startups using AI or advanced analytics to power new tools and business models.

• Fintech
• SaaS
• AI / ML

• Pre-Seed, Seed
• $250K – $2.0M
• Boston, MA
• 2 portfolio companies

ZhenFund is a founder-first, early-stage investor backing seed and sometimes Series A companies—particularly in frontier technologies such as AI, frontier tech, enterprise/cloud software, consumer, he...

• Fintech
• SaaS

• Seed, Pre-Seed
• $500K – $5.0M
• Beijing, China
• 2 portfolio companies

Early-stage investment firm focused on real estate, housing, and the built world—especially transaction, finance, and operational infrastructure.

• Real Estate
• Fintech
• SaaS

• Pre-Seed, Seed, Series A
• $250K – $2.0M
• New York, NY
• 44 portfolio companies

Zillow Ventures invests in startups with the potential to disrupt real estate operations, transactions, and customer experience with innovative SaaS and AI solutions.

• Real Estate
• Other
• AI / ML

• Pre-Seed, Seed
• $200K – $1.0M
• Seattle, WA
• 16 portfolio companies

Zira Capital supports innovative African startups solving critical problems in agriculture and finance using technology.

• Fintech
• Other

• Pre-Seed
• $50K – $400K
• Accra, Ghana
• 5 portfolio companies