Pre-Seed Fintech Venture Capital Firms

Browse 558 venture capital firms that invest in Fintech startups at the Pre-Seed stage. Every firm is verified — explore their thesis, check size, and portfolio, then get matched with the best-fit investors for your startup.

2048 Ventures

Pre-seed/seed fund focused on being an early check for software companies across sectors.

  • Other
  • SaaS
  • Enterprise
  • Pre-Seed, Seed
  • $250K – $1.0M
  • Alexandria, VA
  • 26 portfolio companies

305 Ventures

305 Ventures invests in transformative technologies addressing climate change and supporting sustainable development across the African continent.

  • Other
  • AI / ML
  • Fintech
  • Pre-Seed, Seed
  • $100K – $1.0M
  • Cape Town, South Africa
  • 11 portfolio companies

305 Ventures

305 Ventures invests in transformative technologies addressing climate change and supporting sustainable development across the African continent.

  • Other
  • AI / ML
  • Fintech
  • Pre-Seed, Seed
  • $100K – $1.0M
  • Cape Town, South Africa
  • 22 portfolio companies

3rd Rail Capital

Focuses on fintech infrastructure with an emphasis on blockchain-based systems for lending and payments.

  • Fintech
  • Other
  • Pre-Seed
  • $50K – $300K
  • San Francisco, CA
  • 1 portfolio company

500 Global

Global early-stage investor and accelerator platform investing at pre-seed/seed across software categories.

  • Other
  • SaaS
  • Enterprise
  • Pre-Seed, Seed
  • $100K – $2.0M
  • San Francisco, CA
  • 5 portfolio companies

99 Capital

Focuses on backing bold fintech startups in the MENA region, helping bridge capital gaps through innovative data-driven finance.

  • Fintech
  • Other
  • EdTech
  • Pre-Seed, Seed
  • $250K – $1.0M
  • Dubai, UAE
  • 8 portfolio companies

AFI Ventures

Early-stage fund focused exclusively on African fintech innovations targeting financial inclusion and infrastructure gaps.

  • Other
  • Fintech
  • Pre-Seed, Seed
  • $100K – $750K
  • Nairobi, Kenya
  • 2 portfolio companies

AFRICAGrow Ventures

AfricaGrow Ventures invests in technology-powered African startups that enhance financial inclusion and agricultural productivity.

  • Other
  • Fintech
  • Consumer
  • Pre-Seed, Seed
  • $200K – $750K
  • Lagos, Nigeria
  • 36 portfolio companies

AFRO Unicorn Ventures

AFRO Unicorn Ventures invests in emerging African startups leveraging technology to solve real-world agricultural, trade finance, and SaaS inefficiencies. Focus on first-time founders.

  • Other
  • SaaS
  • Food / AgTech
  • Pre-Seed, Seed
  • $50K – $1.5M
  • Lagos, Nigeria
  • 5 portfolio companies

AI Agent Partners

AI Agent Partners invests in early-stage companies developing innovative AI agents with applications across various industries, including fintech.

  • Other
  • Fintech
  • Pre-Seed
  • $1.0M – $7.0M
  • Boston, MA
  • 1 portfolio company

AI Incubate Fund

Focused on supporting emerging AI startups that are innovating at the intersection of AI/ML and enterprise-grade solutions.

  • AI / ML
  • Enterprise
  • SaaS
  • Pre-Seed
  • $25K – $200K
  • Toronto, Canada
  • 24 portfolio companies

AI Lattice Capital

Invests in AI-driven innovations for everyday use, transforming consumer technology experiences.

  • AI / ML
  • Consumer
  • Other
  • Pre-Seed, Seed
  • $250K – $2.0M
  • Toronto, Canada
  • 6 portfolio companies

ATLANTICA Ventures

Primarily backing African startups focused on financial technology and SME growth across Francophone and Sub-Saharan Africa.

  • Fintech
  • Other
  • Pre-Seed, Seed
  • $100K – $1.0M
  • Nairobi, Kenya
  • 2 portfolio companies

Abstraction Capital

Abstraction Capital invests in early-stage software companies solving complex, mission-critical problems, with a focus on fintech and marketing tools for SMBs and e-commerce brands.

  • Fintech
  • Other
  • SaaS
  • Pre-Seed, Seed
  • $250K – $1.3M
  • Boulder, CO
  • 35 portfolio companies

Accelerex Ventures

Concentrates on pioneering fintech startups revolutionizing payment solutions across Africa.

  • Fintech
  • Other
  • Pre-Seed
  • $50K – $200K
  • Lagos, Nigeria
  • 3 portfolio companies

Acrew Capital

Enterprise software investor; not HR-specific but strong at early enterprise go-to-market and AI/data products.

  • SaaS
  • Other
  • AI / ML
  • Pre-Seed, Seed
  • $1.0M – $3.0M
  • San Francisco, CA
  • 11 portfolio companies

Acutec Ventures

Focuses exclusively on enterprise software platforms addressing scalability challenges in compliance, infrastructure, and fintech.

  • Fintech
  • Enterprise
  • SaaS
  • Pre-Seed, Seed
  • $100K – $1.5M
  • Denver, CO
  • 12 portfolio companies

Adapt Ventures

Early-stage fintech investor backing B2B fintech and financial infrastructure, often at seed with operator roots.

  • Fintech
  • SaaS
  • Other
  • Pre-Seed, Seed
  • $250K – $3.0M
  • New York, NY
  • 67 portfolio companies

Advance Venture Partners

Focusing on scalable B2B SaaS solutions and financial services innovation.

  • Enterprise
  • Fintech
  • SaaS
  • Seed, Pre-Seed
  • $500K – $3.0M
  • New York, NY
  • 2 portfolio companies

Afore Capital

Institutional pre-seed fund designed to lead the first round before traditional seed investors.

  • Other
  • SaaS
  • Enterprise
  • Pre-Seed
  • $250K – $1.5M
  • San Francisco, CA
  • 93 portfolio companies

African Blockchain Ventures

Invests in African blockchain projects aiming to transform fintech landscapes.

  • Other
  • Fintech
  • Consumer
  • Pre-Seed
  • $100K – $400K
  • Lagos, Nigeria
  • 97 portfolio companies

African Fintech Foundry Fund

Focused on funding African fintech solutions building cross-border payment systems, unified financial products, and SaaS infrastructure for financial institutions.

  • Fintech
  • Other
  • SaaS
  • Pre-Seed, Seed
  • $50K – $250K
  • Lagos, Nigeria
  • 2 portfolio companies

Afritech Seed Fund

Invests in tech startups that connect and empower African diaspora communities through niche market platforms.

  • Other
  • EdTech
  • Fintech
  • Pre-Seed, Seed
  • $150K – $1.0M
  • Nairobi, Kenya
  • 6 portfolio companies

Agent Layer VC

Focuses exclusively on startups developing multi-agent systems and AI-based automation platforms for B2B enterprises.

  • Other
  • SaaS
  • Fintech
  • Pre-Seed
  • $750K – $3.0M
  • Austin, TX
  • 9 portfolio companies

Showing 1–24 of 558 firms — page 1 of 24.

Frequently Asked Questions

How many VCs invest in Fintech at the Pre-Seed stage?
Investor Match tracks 558 verified venture capital firms that back Fintech startups at the Pre-Seed stage.
How do I find the right Pre-Seed Fintech investor for my startup?
Upload your pitch deck and Investor Match will score every Pre-Seed Fintech investor by fit, so you can focus outreach on the best matches.
Are these Pre-Seed Fintech VC firms verified?
Yes. Every firm listed is verified for an active website and investing activity before it appears in the directory.

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