Pre-Seed Fintech Venture Capital Firms

Browse 1,254 venture capital firms that invest in Fintech startups at the Pre-Seed stage. Every firm is verified — explore their thesis, check size, and portfolio, then get matched with the best-fit investors for your startup.

Verified Pre-Seed Fintech VC firms

10x Founders

German early-stage investor backing software and infrastructure companies, with cybersecurity among its explicit themes. A practical DACH contact for enterprise security software with hardware extensi...

  • Security
  • Enterprise
  • Fintech
  • Pre-Seed, Seed
  • $50K – $250K
  • Germany
  • 16 portfolio companies

11.2 Capital

11.2 Capital is an early-stage investor with a strong fintech and software orientation. It can fit infrastructure products that improve financial workflows and transaction reliability.

  • Fintech
  • Other
  • Developer Tools
  • Pre-Seed, Seed
  • $250K – $1.0M
  • New York, New York
  • 46 portfolio companies

14Peaks Capital

Solo-GP fund investing in early-stage B2B SaaS companies with a specific interest in fintech and future of work.

  • SaaS
  • Fintech
  • Other
  • Pre-Seed, Seed, Series A
  • 8 portfolio companies

1517 Fund

Early-stage fund backing founders outside traditional paths at pre-seed and seed, with a history of investing in developer tools, SaaS, and software platforms including in healthcare and consumer serv...

  • Other
  • Deep Tech
  • SaaS
  • Pre-Seed, Seed
  • 24 portfolio companies

16VC

Early-stage investor backing founders building enterprise software and AI infrastructure. The firm invests via rolling SPVs rather than a traditional closed-end fund.

  • Enterprise
  • AI / ML
  • SaaS
  • Pre-Seed, Seed
  • $100K – $2.0M
  • 11 portfolio companies

17Sigma

Early-stage Latin American investor with pre-seed and seed focus and broad technology appetite. The fund has been referenced in foodtech investor lists and appears comfortable with initial checks in t...

  • Marketplace
  • Consumer
  • Food / AgTech
  • Pre-Seed, Seed
  • $100K – $5.0M
  • Buenos Aires, Argentina
  • 20 portfolio companies

1984 Ventures

Early-stage fund investing across marketplace, SaaS, e-commerce, fintech and healthcare. Relevant when the startup has a commerce workflow, marketplace, or seller-ops angle.

  • Marketplace
  • SaaS
  • Other
  • Pre-Seed, Seed
  • 10 portfolio companies

2048 Ventures

Pre-seed/seed fund focused on being an early check for software companies across sectors.

  • Other
  • SaaS
  • Enterprise
  • Pre-Seed, Seed
  • $250K – $1.0M
  • Alexandria, VA
  • 26 portfolio companies

216 Capital

B2B and SaaS-focused investor backing pre-seed through seed companies. Geographic exposure includes Tunisia, France, Cameroon, and broader adjacent markets, making it useful for software infrastructur...

  • SaaS
  • Other
  • Fintech
  • Pre-Seed, Seed
  • $161K – $1.5M
  • Tunis, Tunisia
  • 21 portfolio companies

305 Ventures

305 Ventures invests in transformative technologies addressing climate change and supporting sustainable development across the African continent.

  • Other
  • AI / ML
  • Fintech
  • Pre-Seed, Seed
  • $100K – $1.0M
  • Cape Town, South Africa
  • 22 portfolio companies

3rd Rail Capital

Focuses on fintech infrastructure with an emphasis on blockchain-based systems for lending and payments.

  • Fintech
  • Other
  • Pre-Seed
  • $50K – $300K
  • San Francisco, CA
  • 1 portfolio company

500 Global

Global early-stage investor and accelerator platform investing at pre-seed/seed across software categories.

  • Other
  • SaaS
  • Enterprise
  • Pre-Seed, Seed
  • $100K – $2.0M
  • San Francisco, CA
  • 5 portfolio companies

53 Stations

Chicago-based early-stage fund backing technical B2B founders in enterprise software, AI, and data-heavy systems outside the coastal mainstream.

  • Enterprise
  • AI / ML
  • Developer Tools
  • Pre-Seed, Seed
  • Chicago, Illinois
  • 10 portfolio companies

54 Collective

Africa-focused early-stage investor backing software and fintech companies with regional scale. It is a strong fit for a South African B2B subscription business that improves finance operations.

  • Fintech
  • SaaS
  • Other
  • Pre-Seed, Seed
  • $100K – $1.0M
  • null
  • 2 portfolio companies

75 & Sunny Ventures

Startup studio and venture fund that co-founds and invests in early-stage companies, with a specific interest in the creator economy. The firm backs Los Angeles-based teams while investing globally.

  • Other
  • Real Estate
  • Fintech
  • Pre-Seed, Seed
  • Los Angeles, California
  • 17 portfolio companies

99 Capital

Focuses on backing bold fintech startups in the MENA region, helping bridge capital gaps through innovative data-driven finance.

  • Fintech
  • Other
  • EdTech
  • Pre-Seed, Seed
  • $250K – $1.0M
  • Dubai, UAE
  • 8 portfolio companies

9inch Capital Partners

A European micro fund-of-funds with a realtech thesis that includes fintech infrastructure, wealth advisory AI, and embedded finance primitives. While not a classic startup seed fund, it is thematical...

  • Fintech
  • Other
  • AI / ML
  • Pre-Seed, Seed, Growth
  • Europe
  • 17 portfolio companies

A100x Ventures

Rolling venture fund investing in blockchain infrastructure and emerging technologies that improve business and society, including fintech and banking use cases. Built for early-stage companies using ...

  • Other
  • SaaS
  • AI / ML
  • Pre-Seed, Seed
  • $250K – $1.0M
  • New York, NY
  • 26 portfolio companies

ADN.vc

Launching a $2M pre-seed fund to back LATAM FinTech and PropTech startups, with explicit interest in fintech and lending/payments infrastructure. The fund positions itself around early checks and conc...

  • Fintech
  • Other
  • Real Estate
  • Pre-Seed, Seed
  • $40K – $150K
  • Lima, Peru
  • 9 portfolio companies

AFI Ventures

Early-stage fund focused exclusively on African fintech innovations targeting financial inclusion and infrastructure gaps.

  • Other
  • Fintech
  • Pre-Seed, Seed
  • $100K – $750K
  • Nairobi, Kenya
  • 2 portfolio companies

AFRICAGrow Ventures

AfricaGrow Ventures invests in technology-powered African startups that enhance financial inclusion and agricultural productivity.

  • Other
  • Fintech
  • Consumer
  • Pre-Seed, Seed
  • $200K – $750K
  • Lagos, Nigeria
  • 32 portfolio companies

AFRO Unicorn Ventures

AFRO Unicorn Ventures invests in emerging African startups leveraging technology to solve real-world agricultural, trade finance, and SaaS inefficiencies. Focus on first-time founders.

  • Other
  • SaaS
  • Food / AgTech
  • Pre-Seed, Seed
  • $50K – $1.5M
  • Lagos, Nigeria
  • 5 portfolio companies

AI Agent Partners

AI Agent Partners invests in early-stage companies developing innovative AI agents with applications across various industries, including fintech.

  • Other
  • Fintech
  • Pre-Seed
  • $1.0M – $7.0M
  • Boston, MA
  • 1 portfolio company

AI Frontier Fund

AI Frontier Fund invests in AI-driven startups, particularly those innovating within the fintech space to redefine business processes.

  • AI / ML
  • Fintech
  • Pre-Seed, Seed
  • Toronto, Canada
  • 4 portfolio companies

Showing 1–24 of 1254 firms — page 1 of 53.

Frequently Asked Questions

How many VCs invest in Fintech at the Pre-Seed stage?
Investor Match tracks 1,254 verified venture capital firms that back Fintech startups at the Pre-Seed stage.
How do I find the right Pre-Seed Fintech investor for my startup?
Upload your pitch deck and Investor Match will score every Pre-Seed Fintech investor by fit, so you can focus outreach on the best matches.
Are these Pre-Seed Fintech VC firms verified?
Yes. Every firm listed is verified for an active website and investing activity before it appears in the directory.

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