Pre-Seed Fintech Venture Capital Firms

Browse 868 venture capital firms that invest in Fintech startups at the Pre-Seed stage. Every firm is verified — explore their thesis, check size, and portfolio, then get matched with the best-fit investors for your startup.

2048 Ventures

Pre-seed/seed fund focused on being an early check for software companies across sectors.

  • Other
  • SaaS
  • Enterprise
  • Pre-Seed, Seed
  • $250K – $1.0M
  • Alexandria, VA
  • 26 portfolio companies

305 Ventures

305 Ventures invests in transformative technologies addressing climate change and supporting sustainable development across the African continent.

  • Other
  • AI / ML
  • Fintech
  • Pre-Seed, Seed
  • $100K – $1.0M
  • Cape Town, South Africa
  • 11 portfolio companies

305 Ventures

305 Ventures invests in transformative technologies addressing climate change and supporting sustainable development across the African continent.

  • Other
  • AI / ML
  • Fintech
  • Pre-Seed, Seed
  • $100K – $1.0M
  • Cape Town, South Africa
  • 22 portfolio companies

3rd Rail Capital

Focuses on fintech infrastructure with an emphasis on blockchain-based systems for lending and payments.

  • Fintech
  • Other
  • Pre-Seed
  • $50K – $300K
  • San Francisco, CA
  • 1 portfolio company

500 Global

Global early-stage investor and accelerator platform investing at pre-seed/seed across software categories.

  • Other
  • SaaS
  • Enterprise
  • Pre-Seed, Seed
  • $100K – $2.0M
  • San Francisco, CA
  • 5 portfolio companies

99 Capital

Focuses on backing bold fintech startups in the MENA region, helping bridge capital gaps through innovative data-driven finance.

  • Fintech
  • Other
  • EdTech
  • Pre-Seed, Seed
  • $250K – $1.0M
  • Dubai, UAE
  • 8 portfolio companies

AFI Ventures

Early-stage fund focused exclusively on African fintech innovations targeting financial inclusion and infrastructure gaps.

  • Other
  • Fintech
  • Pre-Seed, Seed
  • $100K – $750K
  • Nairobi, Kenya
  • 2 portfolio companies

AFRICAGrow Ventures

AfricaGrow Ventures invests in technology-powered African startups that enhance financial inclusion and agricultural productivity.

  • Other
  • Fintech
  • Consumer
  • Pre-Seed, Seed
  • $200K – $750K
  • Lagos, Nigeria
  • 36 portfolio companies

AFRO Unicorn Ventures

AFRO Unicorn Ventures invests in emerging African startups leveraging technology to solve real-world agricultural, trade finance, and SaaS inefficiencies. Focus on first-time founders.

  • Other
  • SaaS
  • Food / AgTech
  • Pre-Seed, Seed
  • $50K – $1.5M
  • Lagos, Nigeria
  • 5 portfolio companies

AI Agent Partners

AI Agent Partners invests in early-stage companies developing innovative AI agents with applications across various industries, including fintech.

  • Other
  • Fintech
  • Pre-Seed
  • $1.0M – $7.0M
  • Boston, MA
  • 1 portfolio company

AI Incubate Fund

Focused on supporting emerging AI startups that are innovating at the intersection of AI/ML and enterprise-grade solutions.

  • AI / ML
  • Enterprise
  • SaaS
  • Pre-Seed
  • $25K – $200K
  • Toronto, Canada
  • 24 portfolio companies

AI Lattice Capital

Invests in AI-driven innovations for everyday use, transforming consumer technology experiences.

  • AI / ML
  • Consumer
  • Other
  • Pre-Seed, Seed
  • $250K – $2.0M
  • Toronto, Canada
  • 6 portfolio companies

AI Spark Ventures

Invests in AI-powered startups transforming commerce, education, and financial services.

  • AI / ML
  • Other
  • Fintech
  • Pre-Seed, Seed
  • $100K – $2.0M
  • Toronto, Canada
  • 2 portfolio companies

ALLVP

ALLVP backs innovative startups transforming LatAm industries, with a focus on highly impactful sectors like healthcare.

  • Healthcare
  • AI / ML
  • Other
  • Seed, Pre-Seed
  • $1.0M – $5.0M
  • Mexico City, Mexico
  • 12 portfolio companies

APAC Fintech Syndicate

Angel syndicate investing in early-stage fintech and payments startups in SEA, emphasizing solving local finance and treasury challenges.

  • Fintech
  • Other
  • Pre-Seed, Seed
  • $100K – $1.0M
  • Jakarta, Indonesia
  • 15 portfolio companies

ATLANTICA Ventures

Primarily backing African startups focused on financial technology and SME growth across Francophone and Sub-Saharan Africa.

  • Fintech
  • Other
  • Pre-Seed, Seed
  • $100K – $1.0M
  • Nairobi, Kenya
  • 2 portfolio companies

Abstraction Capital

Abstraction Capital invests in early-stage software companies solving complex, mission-critical problems, with a focus on fintech and marketing tools for SMBs and e-commerce brands.

  • Fintech
  • Other
  • SaaS
  • Pre-Seed, Seed
  • $250K – $1.3M
  • Boulder, CO
  • 35 portfolio companies

Accelerated Sector Capital

Sector-driven investor in marketplaces leveraging AI to optimize discovery and transaction processes.

  • Marketplace
  • AI / ML
  • Consumer
  • Pre-Seed, Seed
  • $1.0M – $3.0M
  • Austin, TX
  • 27 portfolio companies

Accelerex Ventures

Concentrates on pioneering fintech startups revolutionizing payment solutions across Africa.

  • Fintech
  • Other
  • Pre-Seed
  • $50K – $200K
  • Lagos, Nigeria
  • 3 portfolio companies

Accion Venture Lab

Seed investor in inclusive fintech in emerging markets, including payments and SME financial infrastructure.

  • Fintech
  • Other
  • Pre-Seed, Seed
  • $100K – $750K
  • Washington, DC
  • 3 portfolio companies

Acoustic Ventures

Focused on tapping into the next evolution of music interaction and consumption, fostering community through sound.

  • Other
  • SaaS
  • Enterprise
  • Pre-Seed
  • $250K – $750K
  • Chicago, IL
  • 10 portfolio companies

Acquihire Ventures

Focused on B2B Fintech solutions that enhance M&A processes and the operational efficiency of PE-backed companies.

  • Fintech
  • Other
  • SaaS
  • Pre-Seed, Seed
  • $700K – $3.5M
  • Austin, TX
  • 25 portfolio companies

Acrew Capital

Enterprise software investor; not HR-specific but strong at early enterprise go-to-market and AI/data products.

  • SaaS
  • Other
  • AI / ML
  • Pre-Seed, Seed
  • $1.0M – $3.0M
  • San Francisco, CA
  • 11 portfolio companies

Actio Partners

Actio Partners invests in European B2B SaaS companies leveraging new regulatory frameworks to create compliance-first solutions.

  • Other
  • SaaS
  • Fintech
  • Pre-Seed, Seed
  • $100K – $1.0M
  • Berlin, Germany
  • 12 portfolio companies

Showing 1–24 of 868 firms — page 1 of 37.

Frequently Asked Questions

How many VCs invest in Fintech at the Pre-Seed stage?
Investor Match tracks 868 verified venture capital firms that back Fintech startups at the Pre-Seed stage.
How do I find the right Pre-Seed Fintech investor for my startup?
Upload your pitch deck and Investor Match will score every Pre-Seed Fintech investor by fit, so you can focus outreach on the best matches.
Are these Pre-Seed Fintech VC firms verified?
Yes. Every firm listed is verified for an active website and investing activity before it appears in the directory.

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